Health Insurance Reform

**The Deadline to Enroll for Health Insurance is March 31, 2014**

I am pleased to provide you with information to help you connect with local healthcare resources that can provide enrollment assistance for the Affordable Care Act (ACA).  While my office does not have the expertise to enroll people in the healthcare marketplace, we are happy to refer you to resources that will help you enroll and/or answer your questions.

You may also visit healthcare.gov or call the toll-free ACA consumer helpline at 1-800-318 2596 to get your marketplace questions answered.  Or you can call United Way’s 211 Line find out about enrollment assistance in your area.

 

Enroll America and the Ad Council Launch Campaign to Encourage the Uninsured to Sign Up for Health Coverage under the Affordable Care Act

          

Final week for health-care signup draws crush

Young people among local procrastinators

The last-minute rush has begun.

Local health-care “navigators” were slammed at events to sign up the uninsured in the Affordable Care Act marketplace during the final full week of the enrollment period last week, said Brad Clark, director of the Neighborhood Health Association navigator program.

The official enrollment deadline had been midnight Monday. But the Obama Administration announced last week that because of high demand on the healthcare.gov Web site and the federal 800 phone line, those who at least begin the enrollment process by Monday’s deadline will be given until mid-April to complete the process and will not be penalized.

Read more at http://www.toledoblade.com/Medical/2014/03/30/Final-week-for-signup-draws-crush.html#3syl0xiZwUr35cSz.99

 

Thousands try to beat deadline for health-insurance coverage:

NAVIGATORS ASSIST LOCAL RESIDENTS

That was a typical greeting Monday at the Affordable Health Care Act sign-up event at the Toledo Lucas-County Public Library as a surge of people attempted to get coverage on the last official day.

Nearly 400 people arrived to get help at the Main Library in downtown Toledo from one of 13 health-care “navigators,” but some were turned away at the day’s end as efforts to enroll people in private health insurance under so-called Obamacare were hindered when its Web site became strained beyond capacity.

    

Read more at http://www.toledoblade.com/Medical/2014/04/01/Thousands-try-to-beat-deadline-for-health-insurance-coverage.html#PxwbPHvQkt1I0vdh.99

 

Visit aims to spark health-care sign-ups

Official says March 31 deadline won’t be delayed

Kathleen Falk, the U.S. Department of Health and Human Services’ regional director, visited Toledo on Friday to help kick off the Obama Administration’s push to get more uninsured people signed up for health care by the March 31 deadline.

Read more at http://www.toledoblade.com/Medical/2014/03/08/Visit-aims-to-spark-health-care-sign-ups.html#S3DfYlMBuzfE8MOA.99

 

 

 

If you would prefer to talk to someone locally about signing up for health insurance, please see some of the options available to you below (more local healthcare resources can be seen at healthcare.gov):
CLEVELAND AREA:

Enroll Cleveland: 216-217-1308
4367 Rocky River Dr., #800, Cleveland, OH

Care Alliance Health Center: 216-781-6724
Riverview Tower, 1795 W. 25th St., 2nd Floor, Cleveland, OH
ELYRIA/LORAIN AREA:

Lorain County General Health District: 440-322-6367
9880 Murray Ridge Rd., Elyria, OH 44035
HURON/SANDUSKY AREA:

United Way Port Clinton-Sutton Center: 419-734-6645
1854 E. Perry St, #300, Port Clinton, OH 43452

Huron County General Health District: (419) 668-1652, ext. 269.
180 Milan Road, Norwalk, OH 44857
PARMA AREA:

Parma Health Ministry: 440-843-8087
7000 Ridge Road, Parma, OH 44129

Cleveland Marketplace Enrollment Team-Cognosante: 216-643-2941
6100 Oak Tree Blvd., Suite 200, Independence, OH 44131
TOLEDO AREA:

Toledo-Lucas County Health Department: 419-213-4100
635 N. Erie St. Room 27, Toledo, OH 43604


Things you need to know


What is a Health Insurance Marketplace or Exchange?

A Health Insurance Marketplace or Exchange is a new way that Americans can compare and shop for health insurance. US citizens and others who are legally in the US can sign up for health insurance through the Marketplace. You cannot be turned down, and you may even be able to get help paying for your new insurance.

You can sign up for health insurance until March 31, 2014.


Do I have to sign up for health insurance?

You do need to sign up if you have no insurance, or if you are losing your coverage, or you are not eligible to be covered under an affordable, quality employer plan. If you don’t have insurance that qualifies as minimum essential coverage, you may have to pay a fee when you file your taxes.

You do not need to sign up if you care covered by Medicare, Medicaid for Elderly, Blind or Disabled, the VA health program, or a good and affordable insurance through your job or your spouse’s job.

Young adults can stay on their parents’ insurance until they turn 26, but they can also go to the Marketplace to see if they can get a less expensive insurance.
 

How much does it cost?

It does not cost anything to apply and learn what insurance plan options you qualify for, what the plans will cost per month, and what financial help you can receive.

Once you know your options, you can decide what health insurance plan is best for you and your budget.

You may qualify for a discount and/or tax credit from the federal government. The amount of financial assistance is calculated when you sign up.
 

What information do I need to sign up?

ID information for all members of your family (age, social security numbers, or legal permanent resident/green card or visa numbers).

Income for all family members – this is because you will have to estimate your 2014 family income to get your financial assistance (pay stub or tax forms, or other documents showing income).

Information about insurance offered through your job or your spouse’s job, even if you don’t take that insurance, including how much it costs for a single plan.
 

Important things to keep in mind after signing up:

You must pay your premiums (the amount you pay for your insurance) every month to keep your coverage.

Watch for information about the health insurance plan you select, such as a membership card or new member letter, which will help you get started with your new plan.

Report any changes in family income or number of people in your family by calling the Health Insurance Marketplace at 1-800-318-2596.

 

 

Health care, specifically health insurance coverage for all, mental health care, and medical liability coverage for healthcare providers, is one of the most important domestic policies today.

The Affordable Care Act emphasizes preventive medicine


The Affordable Care Act, which was signed into law on March 23, 2010, puts consumers in charge by ensuring access to quality, affordable health care. The non-partisan Congressional Budget Office (CBO) has determined that the law will provide coverage to 32 million more people, or more than 94 percent of Americans, while lowering health care costs over the long term.

This historic legislation will reduce the deficit by $210 billion over the next ten years, with $1.2 trillion in additional deficit reduction in the following 10 years.

Although people share different views about the proper course of reform, the Affordable Care Act is a responsible approach to the challenges of the 21st Century and will repair much of what needs fixed so that our country remains strong and competitive.
 

UNDERSTANDING THE AFFORDABLE CARE ACT

Read the text of the law here.

Read a summary of the bill here.

Read about how the law affects my constituents in Ohio's 9th District here.

Read a section by section summary of the bill here.

Review the timeline of the implementation of the law here.

Read the CBO analysis of the budgetary impact of the reconciliation bill here.

Read the President's Executive Order prohibiting the use of federal funds for abortion here.

Read about the small business health care tax credit here.

Read a brochure from the Centers for Medicare and Medicaid Services to learn how the law will affect seniors here.

Visit healthcare.gov to learn more about the law here.