Health Care

I am pleased to provide you with information to help you connect with local healthcare resources that can provide enrollment assistance for the Affordable Care Act (ACA).  While my office does not have the expertise to enroll people in the healthcare marketplace, we are happy to refer you to resources that will help you enroll and/or answer your questions.

You may also visit or call the toll-free ACA consumer helpline at 1(800) 318-2596 to get your marketplace questions answered.  Or you can call United Way’s 211 Line find out about enrollment assistance in your area.


If you would prefer to talk to someone locally about signing up for health insurance, please see some of the options available to you below (more local healthcare resources can be seen at
Care Alliance Health Center: 216-781-6724
Riverview Tower, 1795 W. 25th St., 2nd Floor, Cleveland, OH
Lorain County General Health District: 440-322-6367
9880 Murray Ridge Rd., Elyria, OH 44035
United Way Port Clinton-Sutton Center: 419-734-6645
1854 E. Perry St, #300, Port Clinton, OH 43452

Huron County General Health District: (419) 668-1652, ext. 269.
180 Milan Road, Norwalk, OH 44857
Parma Health Ministry: 440-843-8087
7000 Ridge Road, Parma, OH 44129

Cleveland Marketplace Enrollment Team-Cognosante: 216-643-2941
6100 Oak Tree Blvd., Suite 200, Independence, OH 44131
Toledo-Lucas County Health Department: 419-213-4100
635 N. Erie St. Room 27, Toledo, OH 43604

Things you need to know

What is a Health Insurance Marketplace or Exchange?

A Health Insurance Marketplace or Exchange is a new way that Americans can compare and shop for health insurance. US citizens and others who are legally in the US can sign up for health insurance through the Marketplace. You cannot be turned down, and you may even be able to get help paying for your new insurance.

Open Enrollment is currently closed. However, you can still get coverage if you experience certain life changes: getting married, having a baby, losing other coverage, moving, or if you qualify for Medicaid or CHIP.

Do I have to sign up for health insurance?

You do need to sign up if you have no insurance, or if you are losing your coverage, or you are not eligible to be covered under an affordable, quality employer plan. If you don’t have insurance that qualifies as minimum essential coverage, you may have to pay a fee when you file your taxes.

You do not need to sign up if you care covered by Medicare, Medicaid for Elderly, Blind or Disabled, the VA health program, or a good and affordable insurance through your job or your spouse’s job.

Young adults can stay on their parents’ insurance until they turn 26, but they can also go to the Marketplace to see if they can get a less expensive insurance.

How much does it cost?

It does not cost anything to apply and learn what insurance plan options you qualify for, what the plans will cost per month, and what financial help you can receive.

Once you know your options, you can decide what health insurance plan is best for you and your budget.

You may qualify for a discount and/or tax credit from the federal government. The amount of financial assistance is calculated when you sign up.

What information do I need to sign up?

ID information for all members of your family (age, social security numbers, or legal permanent resident/green card or visa numbers).

Income for all family members – this is because you will have to estimate your 2014 family income to get your financial assistance (pay stub or tax forms, or other documents showing income).

Information about insurance offered through your job or your spouse’s job, even if you don’t take that insurance, including how much it costs for a single plan.

Important things to keep in mind after signing up:

You must pay your premiums (the amount you pay for your insurance) every month to keep your coverage.

Watch for information about the health insurance plan you select, such as a membership card or new member letter, which will help you get started with your new plan.

Report any changes in family income or number of people in your family by calling the Health Insurance Marketplace at 1-800-318-2596.


Health care, specifically health insurance coverage for all, mental health care, and medical liability coverage for healthcare providers, is one of the most important domestic policies today.

The Affordable Care Act, which was signed into law on March 23, 2010, puts consumers in charge by ensuring access to quality, affordable health care. The non-partisan Congressional Budget Office (CBO) has determined that the law will provide coverage to 32 million more people, or more than 94 percent of Americans, while lowering health care costs over the long term.

This historic legislation will reduce the deficit by $210 billion over the next ten years, with $1.2 trillion in additional deficit reduction in the following 10 years.

Although people share different views about the proper course of reform, the Affordable Care Act is a responsible approach to the challenges of the 21st Century and will repair much of what needs fixed so that our country remains strong and competitive.


Read the text of the law here.

Read a summary of the bill here.

Read about how the law affects my constituents in Ohio's 9th District here.

Review the key features and timeline for implementation of the law here.

Read the CBO analysis of the budgetary impact of the reconciliation bill here.

Read the President's Executive Order prohibiting the use of federal funds for abortion here.

Read about the small business health care tax credit here.

Visit to learn more about the law here.

More on Health Care

May 26, 2020 Press Release

Washington, D.C. – Today, Congresswoman Marcy Kaptur (D-OH) release the following statement urging farmers across Northern Ohio who have suffered losses as a result of the dual public health and economic challenges caused by coronavirus to apply for direct payments being made available by the United States Department of Agriculture (USDA).


May 22, 2020 Press Release

Cleveland, OH – Today, Congresswoman Marcy Kaptur (D-OH) released the following statement after the Trump Administration rejected the certification of the Northeast Ohio Areawide Coordinating Agency’s (NOACA) request for direct federal funding from the Department of the Treasury through the Coronavirus Relief Fund. The Trump Administration conveyed its decision in a letter from the Department of Treasury to Representatives Kaptur, Anthony Gonzalez (R-OH), David Joyce (R-OH) and Senator Sherrod Brown (D-OH).

May 20, 2020 Press Release

Washington, D.C. – Today, Representative Marcy Kaptur (D-OH) joined 78 of her House colleagues in urging House Leadership to include a “Restoration and Resilience Jobs” program in future economic recovery packages. In April 2019, Rep. Kaptur introduced the 21st Century Civilian Conservation Corps Act of 2019, legislation to reestablish and build upon the historic achievements of the Civilian Conservation Corps (CCC).

May 18, 2020 Press Release

Toledo, OH – Today, Congresswoman Marcy Kaptur (D-OH) released the following statement after the Trump Administration rejected the certification of the Toledo Metropolitan Area Council of Governments’ (TMACOG) request for direct federal funding from the Department of the Treasury through the Coronavirus Relief Fund. The Trump Administration conveyed its decision in a letter from the Department of Treasury to Rep. Kaptur and Senator Sherrod Brown (D-OH).

May 16, 2020 Press Release

Toledo, OHCongresswoman Marcy Kaptur (OH-09) on Friday entered into the Congressional Record the following commendation for thousands of Northern Ohio workers, including nearly 3,000 at FCA Toledo Jeep, who will return to work at facilities across Northern Ohio on Monday, May 18, 2020 following a prolonged shutdown due to the coronavirus pandemic. Fiat Chrysler manufactures its wildly popular Wrangler and Gladiator models in Toledo.  


May 15, 2020 Press Release

Washington, D.C. — Today, Representative Marcy Kaptur (D-OH), senior Member of the House Appropriations Committee, spoke on the House floor in support of H.R. 6800, the Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act), ahead of a vote on the bill scheduled for Friday evening.

May 5, 2020 Press Release

Washington, D.C. – Today, Representatives Marcy Kaptur (D-OH) and Bob Gibbs (R-OH) led a massive bipartisan effort to urge Congressional leadership to continue providing desperately needed financial relief for America’s hospitals in the next phase of legislation in response to the COVID-19 epidemic.


May 1, 2020 Press Release

Washington, D.C. – Congresswoman Marcy Kaptur, (D-OH), along with Representatives Debbie Dingell (D-MI), Dean Phillips (D-MN) and Andy Levin (D-MI) held a call with regional reporters on Thursday as House Democrats are demanding support for the region’s frontline public service workers in next Coronavirus aid package.


Midwest Democrats are fighting for critical aid that state and local governments need to pay healthcare workers, police, firefighters, teachers and other frontline public service workers during the crisis.


April 24, 2020 Press Release

Washington, D.C. – Today Congresswoman Marcy Kaptur (D-OH) sent a letter to Ohio Governor Mike DeWine urging his Administration to carry out the fair and equitable distribution of CARES Act funding to communities across the state based on population density as well as the local, county, and municipal budget impacts of COVID-19.

April 23, 2020 Press Release

Washington, D.C. — Today, Representative Marcy Kaptur (D-OH), senior Member of the House Appropriations Committee, voted in support of the Paycheck Protection Program and Health Care Enhancement Act, emergency legislation to support small businesses and their workers, hospitals, healthcare professions, and expand COVID-19 testing amid the coronavirus outbreak. Ahead of the vote on the bill, Rep. Kaptur delivered the following speech on the floor of the House in favor of the bill’s passage: