Congresswoman Marcy Kaptur

Representing the 9th District of Ohio

Retirement Security


Congresswoman Kaptur is a staunch supporter of Medicare, which has been a lifeline for millions of seniors since it was signed into law by President Lyndon B. Johnson in 1965.

Medicare covers individuals if they or their spouse worked for at least 40 quarters 40 quarters in Medicare-covered employment, have reached the age of 65, and citizens or permanent residents of the U.S.

Medicare consists of four parts (which are designated with the letters A through D). These four parts cover hospitalizations, physician and diagnostic services, prescription drugs, skilled nursing facility care, home health visits, and hospice care, among other services.

The Affordable Care Act, which President Obama signed into law in March 2010, extended the solvency of Medicare.

Click here for more information about Medicare.


Social Security is a compact between the government and the people and perhaps the most successful social program in American history.

Signed into law in 1935 by President Franklin Delano Roosevelt, the Social Security Act was designed to improve the economic circumstances of older adults during the Depression.

Social Security has weathered difficult economic times, including 13 recessions over the last 75 years. Yet never once has it failed to pay beneficiaries; Americans continue to receive their benefit payments in total and on time.

Social Security consists of benefits that are earned by working, so it should be there when you retire. At the end of 2011, 56 million people, including retirees, widows, disabled workers, and children, were receiving Social Security benefits.

For many Americans, Social Security is the only thing standing between them and poverty. Average benefits are only $14,000 a year, but the at the same time, six out of ten seniors depend on Social Security benefits to make up more than half their incomes. Almost half the seniors in America (45%) would be living in poverty if not for Social Security.

We must guarantee that Social Security, one of the most successful programs in American history, remains sound not only for current beneficiaries, but also future generations. The Social Security trustees have projected that the Trust Fund is projected to be $2.7 trillion at the end of 2011, enough to pay full benefits until 2036.

One reason Social Security looks to the long term is to account for economic downturns. Unemployed workers do not contribute into the Trust Fund. The fundamental answer to Social Security funding is to put Americans back to work.

Congresswoman Kaptur fully supports maintaining traditional Social Security and finding ways to effectively extend it without cutting benefits to our nation's seniors.

Congresswoman Kaptur opposes the “chained CPI” method of calculating inflation. Because the Cost of Living Adjustment (COLA) is tied to the official rate of inflation, the “chained” method would result in lower benefits for Social Security and Medicare beneficiaries. The “chained” CPI is flawed and underestimates the impact of inflation on seniors’ budgets.


More on Retirement Security

November 16, 2017 Press Release

Washington, D.C. – Congresswoman Marcy Kaptur (OH-09), today joined her Congressional colleagues in introducing legislation to protect retirees invested in multiemployer pension funds. Democratic Congressional leadership released the Rehabilitation for Multiemployer Pensions Act, also known as the “Butch Lewis Act” in honor of an Ohio Teamster. The bill would establish stability in troubled plans through the issuance of low-interest, 30-year loans by a newly created Pension Rehabilitation Administration.

May 9, 2017 Press Release

WASHINGTON – Sen. Bernie Sanders (I-Vt.) and Rep. Marcy Kaptur (D-Ohio) introduced legislation Tuesday to protect the pensions of up to 10 million workers and retirees. The Keep Our Pension Promises Act would reverse a provision passed in 2014 that could result in deep pension cuts for millions of retirees and workers in multi-employer pension plans.

April 6, 2017 Press Release

WASHINGTON, D.C. – This week in a letter to Office of Management and Budget Director Mick Mulvaney, Members of Congress led by Marcy Kaptur (OH-09), urged the Trump Administration to fully fund the Senior Farmers Market Nutrition Program (SFMNP). The SFMNP program provides funding to help seniors get access to fresh, locally produced fruits and vegetables.

April 5, 2017 Press Release

WASHINGTON, D.C. —Congresswoman Marcy Kaptur (OH-09) cosponsored the Social Security 2100 Act. This bill increases benefits and ensures Social Security is solvent for the next 75 years.

March 7, 2017 Press Release

Washington, D.C. -- Congresswoman Marcy Kaptur (OH-09) and Congressman Tim Ryan (OH-13) today sent a letter signed by 21 lawmakers to President Donald Trump urging action on America’s multiemployer pension crisis. The letter tasks President Trump to work with Congress and repeal the Multiemployer Pension Reform Act (MPRA) in favor of a more equitable solution. MPRA could force 1.5 million retirees to face the threat of reduced retirement benefits.


February 17, 2017 Press Release

WASHINGTON, D.C. – Congresswoman Marcy Kaptur (OH-09) this week joined her colleagues in the newly formed Blue Collar Caucus to speak out on issues impacting workers under the Trump Administration.  The Blue Collar Caucus was founded by Reps. Marc Veasey (TX-33) and Brendan Boyle (PA-13). 

December 13, 2016 Press Release

HHS Report to House Appropriators Confirms: Rising Prescription Drugs Prices are driving up Federal Health Spending